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THis really depends where youi are and if you are a home or business user,
If you have just a desktop and already have an exteranl drive,i'd recommend that you use an image based backup product such as acronis,shadowprotect etc to do a daily automatic image based backup fo your pc to the external drive this will allow you a full system recovery onto another machine in a few minutes.
Additionally if you then combine this with a file level backup from several of the online providers you will have the best of both worlds.
We do this for lots of Irish companies.
Regards
John Doyle
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